Insurance services · Germany
Insurance for your move, sorted with you.
Health insurance is mandatory in Germany and your visa depends on it. We help you choose the right German cover and arrange it with our insurance partners, including PassportCard.
No advisory fee
- Public and private health cover
- Paperwork in English
- No obligation
What we help with
The cover you need to live in Germany
Health insurance comes first. The others are optional, and we tell you which ones make sense for you.
Health insurance
Krankenversicherung
Public (GKV) or private (PKV). Mandatory in Germany and needed for your visa and city registration (Anmeldung).
Personal liability
Haftpflicht
Covers damage or injury you accidentally cause to others.
Household contents
Hausrat
Covers your belongings against theft, fire and water damage.
Legal protection
Rechtsschutz
Legal costs around tenancy, work and everyday disputes.
Car insurance
Kfz
Mandatory motor cover if you drive your own car in Germany.
PassportCard
International health cover
International health insurance with a payment card for medical bills. Useful before your German cover starts.
What you pay for
Clear about what's included
Included, with no fee from us
- A look at your situation: status, job, family
- Comparison of public and private health insurance
- Options from our German partners, including PassportCard
- Application and enrolment paperwork, in English
- Help getting proof of cover for your visa and Anmeldung
Not included
- Your insurance premiums (paid to the insurer)
- The insurer’s decision to accept you
- Visa and authority fees
How we are paid
You pay no advisory fee. We work with German insurance partners, including PassportCard.
When you take out a policy through us, the insurer pays us a commission. You pay your premium to the insurer, as you would anyway.
How it works
From unsure to covered
Four steps, and we tell you at each one what happens next.
- 1Your situationYou tell us your status, job, family and which cover you need.
- 2ComparisonWe explain public vs private and show the options from our partners that fit you.
- 3PaperworkWe prepare the applications and enrolment with you, in plain English.
- 4CoveredYour policy is in place and you have the proof you need for your visa and Anmeldung.
Why book with us
What you can count on
No advisory fee
Our advice, comparison and paperwork help cost you nothing.
You decide
We show you the options. There is no obligation to take any of them.
Plain English
We explain the German terms and forms so you know what you sign.
Free first call
15 minutes to talk through your situation before anything else.
Get started
Find your right cover
Tell us your situation. A specialist comes back within one business day with a recommendation. No fee, no obligation.
Questions
Before you book
Do I pay WeRelocate anything for this?
No. There is no advisory fee. You only pay your insurer for the policy itself.
Is health insurance mandatory in Germany?
Yes. Health insurance is a legal requirement for everyone living in Germany, and you must show proof of cover for your visa and your city registration (Anmeldung).
Public (GKV) or private (PKV) — which is right for me?
It depends on your income, employment status and plans. Employees below the income threshold are usually in the public system; higher earners, the self-employed and some others can choose private. The decision is hard to reverse, so we go through it with you before you commit.
What is PassportCard?
PassportCard is international health insurance with a payment card that you use to pay medical bills. It can bridge the time before you are enrolled in German insurance, and suits people who travel often.
When should I use PassportCard vs German insurance?
PassportCard fits the in-between: before you arrive, while your German insurance is being arranged, or if you travel often. German public or private insurance is for your settled life as a resident.
What will my insurance cost?
It depends on the cover, the provider and whether you go public or private. We show you the premiums of the options that fit before you decide.
Not sure which cover you need?
Book a free 15-minute call. You leave knowing which insurance you need for your visa and your move.
Our advisory fee
None