Health & insurance navigation
Know which cover you need, before you move.
Advice on health, liability, household, legal and car insurance for your move. We work with a network of German insurance partners, including PassportCard.
No advisory fee
- You only pay the insurer
- No obligation
- Explained in English
What we help with
The cover you may need, by country
Pick your destination to see the types of cover that usually apply. Want the detail on German health insurance? Insurance services.
Health insurance
Needed for visaKrankenversicherung
Mandatory in Germany and needed for your visa and Anmeldung. Public (GKV) or private (PKV).
Personal liability
Haftpflichtversicherung
Not legally required, but common. Covers damage or injury you accidentally cause to others.
Household contents
Hausratversicherung
Covers your belongings against theft, fire and water damage.
Legal expenses
Rechtsschutzversicherung
Covers legal costs for tenancy, work and everyday disputes.
Car insurance
Kfz-Versicherung
Liability cover is mandatory if you own a car in Germany; comprehensive cover is optional.
Occupational disability
Berufsunfähigkeitsversicherung
Income protection if you can no longer work in your profession.
Life insurance
Lebensversicherung
A payout to your dependents, often used to secure a mortgage.
Supplementary dental
Zahnzusatzversicherung
Tops up the limited dental cover of public health insurance.
International health cover
Auslandskrankenversicherung
Cover before or instead of German enrolment. This is where PassportCard fits.
What you pay for
Clear about what's included
Included, with no fee from us
- A consultation on your situation and destination
- Which cover you need, and which you can skip
- Options from our German partners, including PassportCard
- Help with the paperwork and enrolment
Not included
- Your insurance premiums (paid to the insurer)
- The insurer’s decision to accept you
- Any obligation to take a policy
How we are paid
You pay no advisory fee. We work with a network of German insurance partners, including PassportCard.
When you take out a policy through us, the insurer pays us a commission. You only ever pay your insurer, for the policy itself.
How it works
Three steps to covered
We tell you at each step what happens next.
- 1Your situationYour destination, status and which cover you need: health, liability, household, legal, car or international.
- 2RecommendationWe explain what applies to you and show the options from our partners, including PassportCard.
- 3CoveredYou choose, we help with the paperwork and enrolment, and your cover is in place.
Why book with us
What you can count on
No advisory fee
Our consultation, comparison and paperwork help carry no WeRelocate charge.
You choose
We present the options that fit. You decide, with no obligation.
Plain English
German insurance terms and forms, explained so you know what you sign.
Free first call
15 minutes to talk through your move before anything else.
Get started
Book your insurance consultation
Tell us your situation. A specialist comes back within one business day with a recommendation. No fee, no obligation.
Questions
Before you book
Do I pay WeRelocate anything for this?
No. There is no WeRelocate charge for the consultation, comparison or paperwork support. You only pay your insurer for the policy itself.
How do you get paid if I don't pay anything?
When you take out a policy through us, the insurer pays us a commission. You never pay us.
Can I still choose which insurer I go with?
Yes, entirely. We present the options that fit your situation and you decide. There is no obligation to proceed with any recommendation.
Which countries do you cover?
Our insurance partners, including PassportCard, are in Germany. Tell us where you are headed and we tell you what is currently available there.
Where can I read more about German health insurance?
Our Insurance Services page goes deeper into public vs private health cover and PassportCard.
Not sure what cover your move needs?
Book a free 15-minute call. You leave knowing which insurance you need and what comes next.
Our advisory fee
None