WeRelocate
Insurance guidance — no advisory fee
Human specialist

Insurance guidance — no advisory fee

Independent advice on health, liability, household, legal and car insurance for your move. We charge no advisory fee for this service — we work with a network of insurance partners, including PassportCard.

No advisory fee

For our guidance — not the policy

Independent

Multi-provider comparison

10+

Types of cover explained

Worldwide

PassportCard option

Why There's No Advisory Fee

Independent advice — you only ever pay for the policy

We don't charge you for insurance guidance. We're paid a commission by our insurance partners when you take out a policy through them — so our advice carries no fee, and it's in your interest, not ours.

We are independent brokers

We work with a network of German insurance partners rather than one single provider, so our advice is about fit — not a sales quota.

The insurer pays us, not you

When you take out a policy through us, the insurer pays us a placement commission. You pay the exact same premium as going direct — the policy price is unaffected.

No advisory fee, no obligation

Our consultation, comparison and paperwork support carry no WeRelocate charge. You only ever pay your chosen insurer, for the policy itself.

Choose Your Destination

The cover you may need, by country

Pick your destination to see the types of cover that typically apply.

Visa-critical

Health insurance

Krankenversicherung

Mandatory in Germany, required for your visa and Anmeldung — public (GKV) or private (PKV).

Personal liability

Haftpflichtversicherung

Not legally required but near-universal — covers accidental damage or injury you cause to others.

Household contents

Hausratversicherung

Covers your belongings against theft, fire and water damage.

Legal expenses

Rechtsschutzversicherung

Covers legal costs for tenancy, work and everyday disputes.

Car insurance

Kfz-Versicherung

Mandatory liability cover if you own or drive a car in Germany, plus optional comprehensive cover.

Occupational disability

Berufsunfähigkeitsversicherung

Income protection if you become unable to work in your profession.

Life insurance

Lebensversicherung

A payout to your dependents — often used to secure a mortgage.

Supplementary dental

Zahnzusatzversicherung

Tops up the limited dental coverage under public health insurance.

International health cover

Auslandskrankenversicherung

Worldwide cover before or instead of German enrolment — this is where PassportCard fits.

Travel health insurance

Reisekrankenversicherung

Short-term cover for trips outside Germany and the EU.

Home / building insurance

Wohngebäudeversicherung

For homeowners — covers the building structure itself, not contents.

Pet liability

Tierhalterhaftpflicht

Often required for dog owners in several German states.

Looking specifically at German health insurance and PassportCard? See the full breakdown

How It Works

From unsure to covered — no fee from us

Step 1

Tell us your situation

Your destination, status and which cover you need — health, liability, household, legal, car or international.

Step 2

We compare & recommend

Independent advice from our partner network, including PassportCard for instant international cover.

Step 3

You get covered — no fee from us

We handle the paperwork and enrolment. There is no WeRelocate charge — the insurer covers our commission, not you.

Get Started

Book your insurance consultation

Tell us your situation and a specialist will come back within one business day with independent recommendations. There is no WeRelocate charge for this — no obligation.

  • No advisory fee from us
  • Independent, multi-provider advice
  • Includes PassportCard where it fits

FAQ

Questions we hear every day

Do I pay WeRelocate anything for this?
No. There is no WeRelocate charge for the consultation, comparison or paperwork support. You only pay your insurer for the policy itself — we are paid a commission by them, never by you.
How do you get paid if I don't pay anything?
Insurance providers pay brokers a placement commission when a policy is taken out through them. That commission is already built into the industry pricing model — it does not increase your premium.
Will my premium be higher because I went through you?
No. You pay the same premium you would going directly to the insurer. The only difference is you get independent comparison and English-speaking support along the way.
Can I still choose which insurer I go with?
Yes, entirely. We present the options that fit your situation and you decide. There is no obligation to proceed with any recommendation.
Which countries do you cover?
Germany is fully covered today, with a broad partner network including PassportCard. We are expanding to other destinations — let us know where you're headed and we'll advise what's currently available.
What if I need a fuller breakdown of German health insurance specifically?
Visit our dedicated Insurance Services page for a deeper look at public vs private health cover and PassportCard. See the full breakdown.

Get covered — no advisory fee from us

Independent insurance advice for your move, backed by a network of German partners including PassportCard. No consultation fee, no obligation.

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